When moving, the owner of the apartment may request a certificate of insurance for movers from the moving company. What is a COI for moving? A certificate of insurance moving (COI) is a document that proves insurance coverage for the building. COI for moving provides proof of liability insurance to make sure the property of the house (elevator, corridors, floors) is insured in case of any damage along the way. It's also an important tool to help you protect your belongings during movers Los Angeles to San Francisco working. This means that a moving company COI is an essential component of the relocation process.
Our article will help you to find out how to get COI and learn what the main COI requirements moving are.
How Do I Know if I Need a COI?
When you want to know if you need COI for moving or not, you can check out the lease agreement for the premises or contact the building management. Do not postpone it until the last moment. It is better to find out about the need for a certificate of insurance moving in advance so that it does not come as a surprise to you on a moving day. More often, if you hire an independent contractor or movers from San Francisco to Orange County for the moving process, you should require a COI meaning insurance for the property. Got2Move moving company has all the necessary licenses, so with us you can be sure that your belongings are completely safe when moving with us.

Even if there are no requirements for a certificate of insurance from your building management, it is better to request a document from your relocation partner anyway. The availability of a COI shows that the chosen moving company has a good reputation that will protect your stuff and building. If the moving company charges a too high fee to provide a certificate, this could mean that it cannot provide customers with the full compensation and service that you need for your move.
What Does a COI Include?
A typical moving company COI should include the following information:
- Certificate issuance date;
- Insurance policy expiration date;
- Insurer name;
- Who is covered by the insurance policy;
- Insurance coverage type;
- Insurance policy limits.
How to Get a COI?
The moving company you have chosen must take care of the correct execution of the certificate of insurance and its provision on time. How to get COI that meets all general requirements and is suitable for your individual case? The best solution is to request a sample necessary for your management of the house and transfer it to the moving company. Such preparation for the execution of the certificate of insurance moving company will save you from wasting time on redoing the document.
What Should I Look out for When Requesting a COI?
You may wonder, "When I evaluate a certificate of insurance moving myself, what should I pay attention to?" Here are the most essential aspects:
- The sufficiency of insurance policy limits;
- Active status of insurance policy types;
- Match of the names of the moving company with which you are going to work and the company indicated in the insurance document;
- Listed policyholder and coverage amounts;
- Legality of the moving company activity.